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We believe that each client is different, with a unique set of circumstances and objectives.

Fong-Chang Zeuthen, Architect, Denmark:

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"TWM taught me to look at savings, money and investments in an entire new way.
The money does work for me and I can focus on my job and add more to my savings."


Ken Taft, USA

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"Afonso has been continuously there for guidance, help and advice since I met with him the first time about a year ago. It's obvious in his approach that his client's interests and well-being comes first and foremost in his decision-making. He is one of the most trustworthy professionals that I have come in contact with and will always seek the best for your interest. Thanks to his guidance and advice I now have a clearer idea of my financial future and as a bonus he shares with me helpful advice on how to better run my business in Vietnam. Afonso has a great network of contacts, and has become a supportive coach to me as I plan for my future. I wholeheartedly recommend him and his firm Total Wealth Management."

Tessa Findlay, Personal Assistant, UK:

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"Excellent personal service. They even care about a little fish like me."

Henrique Calisto, Football Coach:

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"TWM presented me with solutions for Private Banking and tax optimization in a discrete,
professional, and educative manner."


Tara Morrissey, Head of Back Office, Ireland:

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"I enjoy working with TWM because of their practical down to earth advice and their
non-intrusive approach. Their knowledge is evident and you can rely on their advices."


David Truong Tran, Osteopath, France:

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"TWM to me is: investment pedagogy and reactivity to queries!
I feel comfortable."


Pierre Le Foll, Account Manager, France:

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"TWM helped me to open up an offshore bank account.
This is how I first started to save money."


Maria Cruz, Global Product Manager, Sweden:

"TWM made a very comprehensive overview of my financial situation which helped me to make
a decision regarding my retirement plan."


Nestor Gounaris, Lawyer:

"In late 2005, TWM advised me to invest in a currencies specialised fund for diversification purposes.
The returns have been steadily upward, with minimal correlation to stock market fluctuations."

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